Terms and Conditions

These Terms and Conditions govern your use of the Inter-Link Solutions website and services. By accessing this website or submitting your details, you agree to these Terms.

1. About Inter-Link Solutions

Inter-Link Solutions (“we”, “us”, “our”) operates as an independent referral service. We do not provide credit, financial advice, mortgage broking services, or lending products.

Our role is to connect users with third-party mortgage brokers or finance professionals (“Brokers”) based on the information provided.

2. Nature of the Service

Inter-Link Solutions:

  • does not act as a lender or broker

  • does not provide financial, credit, or legal advice

  • does not assess loan suitability or approve applications

Any finance health check or loan review provided is conducted by a third-party Broker.

3. No Advice Disclaimer

Information provided on this website is general in nature and does not take into account your objectives, financial situation, or needs.

You should consider seeking independent financial or legal advice before making any financial decisions.

4. Broker Relationships

We work with a network of independent, licensed mortgage brokers. Brokers operate under their own Australian Credit Licence (ACL) or as authorised credit representatives.

Inter-Link Solutions is not responsible for:

  • broker advice

  • lender decisions

  • loan outcomes

  • interest rates or terms offered

Any agreement entered into is solely between you and the Broker or lender.

5. Accuracy of Information

You agree to provide accurate and complete information when submitting forms or enquiries. We are not responsible for outcomes arising from incorrect or incomplete information.

6. Fees and Commissions

Inter-Link Solutions may receive a referral fee or commission from Brokers for successful introductions. This does not affect the cost of finance to you unless disclosed by the Broker.

You are under no obligation to proceed with any broker or loan.

7. Limitation of Liability

To the maximum extent permitted by law, Inter-Link Solutions is not liable for any loss, damage, or costs arising from:

  • reliance on information provided

  • broker or lender actions

  • finance outcomes

Nothing in these Terms excludes rights under the Australian Consumer Law.

8. Privacy

Your personal information is handled in accordance with our Privacy Policy.

9. Changes to These Terms

We may update these Terms from time to time. Continued use of the website constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of Victoria, Australia.